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The servicer can talk with you to see if you are eligible for a Deferment or Forbearance which could reduce or temporarily suspend your scheduled payment.  You will be required to complete paperwork with your loan servicer if you qualify for the Deferment or Forbearance status.  You should NEVER stop making payments until you have been placed in a status with the loan servicer, which allows you to not make payments.

Students may prepay their loans at any time without penalty.

More information about deferment and forbearance can be found on the .